[BITList] savings

x50type at cox.net x50type at cox.net
Tue Mar 5 01:48:02 GMT 2013


Frank

not bad rates – 3.5% is impossible here.  

These are the pathetic returns we get..........................

ct
Best 5 Year CD Rates
` Bank Type APY Actions Last
      Checked 
      Discover Bank 
      see details » 5 Year CD 1.65% ↓ 
      (down from 1.70%)
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     Feb 26
      (6 days ago) 

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      E-LOAN 
      see details » 5 Year CD 1.61% ↓ 
      (down from 1.70%)
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     Mar 4
      (Today) 

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      Equity Bank 
      see details » 5 Year CD 1.60% ↑ 
      (up from 1.40%)
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     Mar 1
      (3 days ago) 

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      First Internet Bank 
      see details » 5 Year CD 1.60% ↓ 
      (down from 1.70%)
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     Feb 20
      (12 days ago) 

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      Ally Bank 
      see details » 5 Year CD 1.59% ↓ 
      (down from 1.61%)
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     Feb 26
      (6 days ago) 

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      Intervest National Bank 
      see details » 5 Year CD 1.56% ↓ 
      (down from 1.57%)
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     Feb 21
      (11 days ago) 

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      Colorado Federal Savings Bank 
      see details » 5 Year CD 1.55% ↓ 
      (down from 1.65%)
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     Mar 1
      (3 days ago) 

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      The Union Bank 
      see details » 5 Year CD 1.55% ↑ 
      (up from 1.00%)
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     Feb 26
      (6 days ago) 

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      Sallie Mae 
      see details » 5 Year CD 1.50% ↓ 
      (down from 1.99%)
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     Feb 21
      (11 days ago) 

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      GE Capital Bank 
      see details » 5 Year CD 1.50% - 
      (steady @ 1.50%)
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     Feb 28
      (4 days ago) 

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      Apple Federal Credit Union 
      see details » 5 Year CD 1.50% ↓ 
      (down from 1.60%)
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     Feb 26
      (6 days ago) 

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      Fort Knox Credit Union 
      see details » 5 Year CD 1.45% ↓ 
      (down from 1.75%)
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     Mar 1
      (3 days ago) 

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      Dime Savings Bank 
      see details » 5 Year CD 1.45% ↓ 
      (down from 1.50%)
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     Feb 21
      (11 days ago) 

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      Virtual Bank 
      see details » 5 Year CD 1.41% ↓ 
      (down from 1.51%)
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     Feb 26
      (6 days ago) 

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      Third Federal Savings and Loan 
      see details » 5 Year CD 1.40% ↓ 
      (down from 1.50%)
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     Feb 20
      (12 days ago) 

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      Williamstown Savings Bank 
      see details » 5 Year CD 1.35% ↓ 
      (down from 1.75%)
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     Feb 28
      (4 days ago) 

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      Nat'l Bank of Kansas City 
      see details » 5 Year CD 1.35% ↓ 
      (down from 1.51%)
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     Feb 26
      (6 days ago) 

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      Cardinal Bank 
      see details » 5 Year CD 1.35% ↓ 
      (down from 1.55%)
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     Feb 21
      (11 days ago) 

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      USAA 
      see details » 5 Year CD 1.29% ↓ 
      (down from 1.41%)
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     Feb 26
      (6 days ago) 

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      First City Bank 
      see details » 5 Year CD 1.25% ↓ 
      (down from 1.75%)
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     Mar 1
      (3 days ago) 

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      Academy Bank AF 
      see details » 5 Year CD 1.25% ↓ 
      (down from 1.40%)
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     Feb 28
      (4 days ago) 

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      First Trade Union Bank 
      see details » 5 Year CD 1.25% ↓ 
      (down from 1.35%)
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     Feb 28
      (4 days ago) 

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      Salem Five 
      see details » 5 Year CD 1.25% ↓ 
      (down from 1.30%)
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     Feb 21
      (11 days ago) 

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      Seacoast Commerce Bank 
      see details » 5 Year CD 1.21% ↓ 
      (down from 1.85%)
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     Feb 8
      (24 days ago) 

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      American Express 
      see details » 5 Year CD 1.10% ↓ 
      (down from 1.60%)
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     Feb 19
      (13 days ago) 

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      Androscoggin Bank 
      see details » 5 Year CD 1.05% ↓ 
      (down from 1.16%)
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     Feb 21
      (11 days ago) 

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      Alliance Bank 
      see details » 5 Year CD 1.00% ↓ 
      (down from 1.25%)
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     Feb 19
      (13 days ago) 

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      Riverland Credit Union 
      see details » 5 Year CD 1.00% ↓ 
      (down from 2.00%)
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     Mar 1
      (3 days ago) 

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      Kaiser Federal Bank 
      see details » 5 Year CD 1.00% ↓ 
      (down from 1.20%)
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     Mar 1
      (3 days ago) 

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      First National Community Bank 
      see details » 5 Year CD 0.90% ↓ 
      (down from 1.00%)
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     Feb 28
      (4 days ago) 

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      ING Direct 
      see details » 5 Year CD 0.90% ↓ 
      (down from 1.00%)
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     Feb 28
      (4 days ago) 

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      AIG Bank 
      see details » 5 Year CD 0.80% ↓ 
      (down from 1.50%)
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     Mar 4
      (Today) 

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      Acacia Bank 
      see details » 5 Year CD 0.80% ↓ 
      (down from 1.00%)
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     Feb 19
      (13 days ago) 

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      Capital One 
      see details » 5 Year CD 0.75% ↓ 
      (down from 1.01%)
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     Feb 21
      (11 days ago) 

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      Citibank 
      see details » 5 Year CD 0.65% ↓ 
      (down from 0.75%)
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     Feb 28
      (4 days ago) 

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      Chase Bank 
      see details » 5 Year CD 0.65% ↓ 
      (down from 0.75%)
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     Feb 19
      (13 days ago) 

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      Charles Schwab Bank 
      see details » 5 Year CD 0.60% ↓ 
      (down from 0.95%)
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     Mar 1
      (3 days ago) 

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      Bank of America 
      see details » 5 Year CD 0.50% ↓ 
      (down from 0.60%)
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     Feb 21
      (11 days ago) 

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      iGoBanking.com 
      see details » 5 Year CD 0.35% ↓ 
      (down from 1.75%)
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     Mar 4
      (Today) 

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      Ameriprise Bank 
      see details » 5 Year CD 0.01% ↓ 
      (down from 1.15%)
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     Feb 26
      (6 days ago) 

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From: FA 
Sent: Monday, March 04, 2013 7:04 PM
To: BitList 
Subject: Re: [BITList] savings

Hugh
on that account I get 3.5% but my deposit account I locked in for 3 years at 5% as I figured it would be at least that long before things straightened up again if then. That rate of yours is almost negative the banks have a cheek don't know about yours but ours are charging 18.5%+ on credit card interest so wheres the sense, the bit that really burns me mostly is that the government had a nationalised bank which had been established to keep the banks honest (well as much as you can keep that bunch of thieves honest) last century and the labour party in their  stupidity to make a quick dollar and bank up their pension funds privatised it it is now the biggest bank here and making a fortune for the private sector 
frank
 

On 3/5/2013 1:57 AM, x50type at cox.net wrote:

  Frank

  what interest are you getting on your savings account?
  I was getting a whopping 0.85%, just reduced to 0.8%

  ct

  From: FS 
  Sent: Monday, March 04, 2013 11:22 AM
  To: BitList 
  Subject: Re: [BITList] HOTEL SCAM

  Hugh
  my card is a hybrid card in so as it is attached to my savings account which has to be maintained at a certain level pays interest and settles the card automatically each month, works fine except for the instances I mentioned, which they said only happened because they ie the computer thought the card was being used by an unauthorised person and put a stop on it to protect me, for me read the banks interest
  frank


  On 3/5/2013 12:37 AM, HUGH wrote:

    Frank,

    I use a debit card,  and the only function I've ever encountered where that isn't readily accepted is booking flights online. That's no problem - there are plenty in the family with credit cards, and they accept cash eagerly from us.  I cut up my last valid credit card aeons ago and have felt the benefit ever since. I did apply for one just over a year ago to get over a temporary need for a flight to somewhere. My bank looked into my past, present and future before telling my my credit rating was such that the answer was "no". Having no debts, and not having had any since I borrowed a few quid from them a good many years ago and paid it back timeously, I inquired of the credit agency the bank used, but found one needs a credit card to talk to them.  By other means I learned the problem lies in my lack of a credit rating. Shortly thereafter, along came an envelope of unsolicited bumf from the bank with a special, not to be ignored, offer of a credit card to anyone. My need for one had gone, but I filled in the form and in due course I got a shiny credit card, and nobody asked me about a credit rating.  Eventually they took umbrage at sending me bills for £0-0-0 and required me to use the card or cut it up. I did neither. It is an ex-credit card.

    Hugh.

     

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