[BITList] savings

[FA]

Hugh
on that account I get 3.5% but my deposit account I locked in for 3 
years at 5% as I figured it would be at least that long before things 
straightened up again if then. That rate of yours is almost negative the 
banks have a cheek don't know about yours but ours are charging 18.5%+ 
on credit card interest so wheres the sense, the bit that really burns 
me mostly is that the government had a nationalised bank which had been 
established to keep the banks honest (well as much as you can keep that 
bunch of thieves honest) last century and the labour party in their  
stupidity to make a quick dollar and bank up their pension funds 
privatised it it is now the biggest bank here and making a fortune for 
the private sector
frank

On 3/5/2013 1:57 AM, x50type at cox.net wrote:
> Frank
> what interest are you getting on your savings account?
> I was getting a whopping 0.85%, just reduced to 0.8%
> ct
> *From:* FS <mailto:franka at iinet.net.au>
> *Sent:* Monday, March 04, 2013 11:22 AM
> *To:* BitList <mailto:bitlist at lists.bcn.mythic-beasts.com>
> *Subject:* Re: [BITList] HOTEL SCAM
> Hugh
> my card is a hybrid card in so as it is attached to my savings account 
> which has to be maintained at a certain level pays interest and 
> settles the card automatically each month, works fine except for the 
> instances I mentioned, which they said only happened because they ie 
> the computer thought the card was being used by an unauthorised person 
> and put a stop on it to protect me, for me read the banks interest
> frank
>
> On 3/5/2013 12:37 AM, HUGH wrote:
>> Frank,
>> I use a debit card,  and the only function I've ever encountered 
>> where that isn't readily accepted is booking flights online. That's 
>> no problem - there are plenty in the family with credit cards, and 
>> they accept cash eagerly from us.  I cut up my last valid credit card 
>> aeons ago and have felt the benefit ever since. I did apply for one 
>> just over a year ago to get over a temporary need for a flight to 
>> somewhere. My bank looked into my past, present and future before 
>> telling my my credit rating was such that the answer was "no". Having 
>> no debts, and not having had any since I borrowed a few quid from 
>> them a good many years ago and paid it back timeously, I inquired of 
>> the credit agency the bank used, but found one needs a credit card to 
>> talk to them.  By other means I learned the problem lies in my lack 
>> of a credit rating. Shortly thereafter, along came an envelope of 
>> unsolicited bumf from the bank with a special, not to be ignored, 
>> offer of a credit card to anyone. My need for one had gone, but I 
>> filled in the form and in due course I got a shiny credit card, and 
>> nobody asked me about a credit rating.  Eventually they took umbrage 
>> at sending me bills for £0-0-0 and required me to use the card or cut 
>> it up. I did neither. It is an ex-credit card.
>> Hugh.
>>
>>
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